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Frequently Asked Questions
Answers To All Your Questions
When should I refinance?
You can refinance 6 months prior to your fixed rate expiry date and anytime for capital raising purposes
Should I get a fixed rate or adjustable rate loan?
All products are tailor-made to your specific circumstance and affordability
What is a sub-prime mortgage?
A sub-prime mortgage is for clients who have adverse credit history such as defaults, CCJs, bankruptcies, DMPs and IVAs
Can I get a mortgage if I have bad credit or If I'm self-employed?
Yes. As I have access to the whole of the market, there are specialist lenders that will consider your cricumstances.
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